Mortgage Down Payment Assistance Programs

Many states recognize that it can be difficult in today’s economy to save for a down payment so to encourage their residents to move towards home ownership, they offer down payment assistance programs.

The programs range from educational courses to grant money dedicated to assisting qualified home buyers. Check out what your state offers below!

Kentucky Programs- Kentucky Housing Corporation Down Payment Assistance offers a loan for the down payment at a low- reasonable interest rate, repayable over a 10-year term.

Kentucky Housing Corporation will have Hardest Hit Funds available for a brief period of time.
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These are used to help qualifying families cover their down payment costs for a home purchased in specific counties.

Your Kentucky Home Program: Kentucky Association of Counties, Inc. offers qualifying applicants up to 5% down payment assistance.

Indiana Programs- The Next Home program allows for down payment assistance up to 4%, has zero interest and is fully forgiven after two years.

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‍This website is not intended for California and New Mexico residents. For refinance transactions, be aware that by refinancing your existing loan, your total finance charges may be higher over the life of the loan. This is not a commitment to lend.
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